- Bank Name:
- Axis Bank
- Branch:
- Vaikom
- IFSC Code:
- UTIB0003946
- Address:
- Asariparambil Bldg, North Gate Road, Vaikom
- District:
- Kottayam
- State:
- Kerala
- City:
- Kottayam
- Centre:
- Kottayam
- Contact:
- +914829223123
- MICR Code:
- 686211602
- SWIFT Code:
- NULL
- Services:
- NEFT, RTGS, IMPS, UPI
About Axis Bank Vaikom Branch
The Axis Bank Vaikom branch is located in Kottayam, Kerala. The IFSC code for this branch is UTIB0003946, which is required for all online fund transfers including NEFT, RTGS, and IMPS transactions.
Services Available
This Axis Bank branch offers various banking services including account opening, loans, deposits, and electronic fund transfers. Use the IFSC code UTIB0003946 for all digital transactions to this branch.
How to Use This IFSC Code
- Copy the IFSC code UTIB0003946 from above
- Enter this code when making NEFT, RTGS, or IMPS transfers
- Verify the branch address and contact details before initiating transfers
- Keep this IFSC code handy for future transactions
Need this branch for an international transfer? Find the bank's SWIFT code instead — IFSC works only within India. You can search any other branch from the IFSC code finder.
Reading UTIB0003946
The first four letters identify Axis Bank, the fifth character is always 0 (reserved), and the last six identify this Vaikom branch. Before transferring, double-check the code against the beneficiary's cheque leaf or passbook — banks route by account number + IFSC alone, and a transfer to a wrong-but-valid pair is difficult to reverse. For a first-time payee, send a token ₹1 and confirm receipt before moving the full amount.