- Bank Name:
- Esaf Small Finance Bank
- Branch:
- Changaramkulam
- IFSC Code:
- ESMF0001137
- Address:
- 16 441,16 442 Ground Floor,glasco Tower,changaramkulam Main Road,malappuram District,pin 679574
- District:
- Ponnani
- State:
- Kerala
- City:
- Malappuram
- Centre:
- Ponnani
- Contact:
- +918589980133
- MICR Code:
- 679760303
- SWIFT Code:
- NULL
- Services:
- NEFT, RTGS, IMPS
About Esaf Small Finance Bank Changaramkulam Branch
The Esaf Small Finance Bank Changaramkulam branch is located in Ponnani, Kerala. The IFSC code for this branch is ESMF0001137, which is required for all online fund transfers including NEFT, RTGS, and IMPS transactions.
Services Available
This Esaf Small Finance Bank branch offers various banking services including account opening, loans, deposits, and electronic fund transfers. Use the IFSC code ESMF0001137 for all digital transactions to this branch.
How to Use This IFSC Code
- Copy the IFSC code ESMF0001137 from above
- Enter this code when making NEFT, RTGS, or IMPS transfers
- Verify the branch address and contact details before initiating transfers
- Keep this IFSC code handy for future transactions
Need this branch for an international transfer? Find the bank's SWIFT code instead — IFSC works only within India. You can search any other branch from the IFSC code finder.
Reading ESMF0001137
The first four letters identify Esaf Small Finance Bank, the fifth character is always 0 (reserved), and the last six identify this Changaramkulam branch. Before transferring, double-check the code against the beneficiary's cheque leaf or passbook — banks route by account number + IFSC alone, and a transfer to a wrong-but-valid pair is difficult to reverse. For a first-time payee, send a token ₹1 and confirm receipt before moving the full amount.