- Bank Name:
- Indian Overseas Bank
- Branch:
- Phagwara
- IFSC Code:
- IOBA0000344
- Address:
- Opp. Bus Stand,g.t. Rd,phagwara
- District:
- Kapurthala
- State:
- Punjab
- City:
- Phagwara
- Centre:
- Kapurthala
- Contact:
- +911824260430
- MICR Code:
- 141020202
- SWIFT Code:
- NULL
- Services:
- NEFT, RTGS, IMPS, UPI
About Indian Overseas Bank Phagwara Branch
The Indian Overseas Bank Phagwara branch is located in Kapurthala, Punjab. The IFSC code for this branch is IOBA0000344, which is required for all online fund transfers including NEFT, RTGS, and IMPS transactions.
Services Available
This Indian Overseas Bank branch offers various banking services including account opening, loans, deposits, and electronic fund transfers. Use the IFSC code IOBA0000344 for all digital transactions to this branch.
How to Use This IFSC Code
- Copy the IFSC code IOBA0000344 from above
- Enter this code when making NEFT, RTGS, or IMPS transfers
- Verify the branch address and contact details before initiating transfers
- Keep this IFSC code handy for future transactions
Need this branch for an international transfer? Find the bank's SWIFT code instead — IFSC works only within India. You can search any other branch from the IFSC code finder.
Reading IOBA0000344
The first four letters identify Indian Overseas Bank, the fifth character is always 0 (reserved), and the last six identify this Phagwara branch. Before transferring, double-check the code against the beneficiary's cheque leaf or passbook — banks route by account number + IFSC alone, and a transfer to a wrong-but-valid pair is difficult to reverse. For a first-time payee, send a token ₹1 and confirm receipt before moving the full amount.