- Bank Name:
- Punjab National Bank
- Branch:
- Ghagwal
- IFSC Code:
- PUNB0981200
- Address:
- Punjab National Bank Ghagwal Dist Samba Jammu Jammu And Kashmir 184141
- District:
- Jammu
- State:
- Jammu And Kashmir
- City:
- Samba
- Centre:
- Jammu
- Contact:
- +919419535492
- MICR Code:
- 180024044
- SWIFT Code:
- NULL
- Services:
- NEFT, RTGS, IMPS, UPI
About Punjab National Bank Ghagwal Branch
The Punjab National Bank Ghagwal branch is located in Jammu, Jammu And Kashmir. The IFSC code for this branch is PUNB0981200, which is required for all online fund transfers including NEFT, RTGS, and IMPS transactions.
Services Available
This Punjab National Bank branch offers various banking services including account opening, loans, deposits, and electronic fund transfers. Use the IFSC code PUNB0981200 for all digital transactions to this branch.
How to Use This IFSC Code
- Copy the IFSC code PUNB0981200 from above
- Enter this code when making NEFT, RTGS, or IMPS transfers
- Verify the branch address and contact details before initiating transfers
- Keep this IFSC code handy for future transactions
Need this branch for an international transfer? Find the bank's SWIFT code instead — IFSC works only within India. You can search any other branch from the IFSC code finder.
Reading PUNB0981200
The first four letters identify Punjab National Bank, the fifth character is always 0 (reserved), and the last six identify this Ghagwal branch. Before transferring, double-check the code against the beneficiary's cheque leaf or passbook — banks route by account number + IFSC alone, and a transfer to a wrong-but-valid pair is difficult to reverse. For a first-time payee, send a token ₹1 and confirm receipt before moving the full amount.