- Bank Name:
- Utkarsh Small Finance Bank
- Branch:
- Phulwariya
- IFSC Code:
- UTKS0001256
- Address:
- Awadh Tribute Road Phulwariya Post Office Barauni District Begusarai Bihar Pin Code 851112
- District:
- Begusarai
- State:
- Bihar
- City:
- Phulwariya
- Centre:
- Begusarai
- Contact:
- +919576068912
- MICR Code:
- 851762104
- SWIFT Code:
- NULL
- Services:
- NEFT, RTGS, IMPS, UPI
About Utkarsh Small Finance Bank Phulwariya Branch
The Utkarsh Small Finance Bank Phulwariya branch is located in Begusarai, Bihar. The IFSC code for this branch is UTKS0001256, which is required for all online fund transfers including NEFT, RTGS, and IMPS transactions.
Services Available
This Utkarsh Small Finance Bank branch offers various banking services including account opening, loans, deposits, and electronic fund transfers. Use the IFSC code UTKS0001256 for all digital transactions to this branch.
How to Use This IFSC Code
- Copy the IFSC code UTKS0001256 from above
- Enter this code when making NEFT, RTGS, or IMPS transfers
- Verify the branch address and contact details before initiating transfers
- Keep this IFSC code handy for future transactions
Need this branch for an international transfer? Find the bank's SWIFT code instead — IFSC works only within India. You can search any other branch from the IFSC code finder.
Reading UTKS0001256
The first four letters identify Utkarsh Small Finance Bank, the fifth character is always 0 (reserved), and the last six identify this Phulwariya branch. Before transferring, double-check the code against the beneficiary's cheque leaf or passbook — banks route by account number + IFSC alone, and a transfer to a wrong-but-valid pair is difficult to reverse. For a first-time payee, send a token ₹1 and confirm receipt before moving the full amount.