- Bank Name:
- IDBI
- Branch:
- The Swasakthi Mercantile Co Operative Urban Bank Ltd
- IFSC Code:
- IBKL0089SMC
- Address:
- 40 27 51 Pinnamaneni Polyclinic Road Vijayawada 520010
- District:
- Vijayawada
- State:
- Andhra Pradesh
- City:
- Krishna
- Centre:
- Vijayawada
- Contact:
- +919494796530
- MICR Code:
- 520259252
- SWIFT Code:
- NULL
- Services:
- NEFT, RTGS, IMPS, UPI
About IDBI The Swasakthi Mercantile Co Operative Urban Bank Ltd Branch
The IDBI The Swasakthi Mercantile Co Operative Urban Bank Ltd branch is located in Vijayawada, Andhra Pradesh. The IFSC code for this branch is IBKL0089SMC, which is required for all online fund transfers including NEFT, RTGS, and IMPS transactions.
Services Available
This IDBI branch offers various banking services including account opening, loans, deposits, and electronic fund transfers. Use the IFSC code IBKL0089SMC for all digital transactions to this branch.
How to Use This IFSC Code
- Copy the IFSC code IBKL0089SMC from above
- Enter this code when making NEFT, RTGS, or IMPS transfers
- Verify the branch address and contact details before initiating transfers
- Keep this IFSC code handy for future transactions
Need this branch for an international transfer? Find the bank's SWIFT code instead — IFSC works only within India. You can search any other branch from the IFSC code finder.
Reading IBKL0089SMC
The first four letters identify IDBI, the fifth character is always 0 (reserved), and the last six identify this The Swasakthi Mercantile Co Operative Urban Bank Ltd branch. Before transferring, double-check the code against the beneficiary's cheque leaf or passbook — banks route by account number + IFSC alone, and a transfer to a wrong-but-valid pair is difficult to reverse. For a first-time payee, send a token ₹1 and confirm receipt before moving the full amount.