- Bank Name:
- Punjab & Sind Bank
- Branch:
- Lakha
- IFSC Code:
- PSIB0021312
- Address:
- Village Lakha Tehsil Jagraon Distt Ludhiana 142031 Punjab
- District:
- Jagraon
- State:
- Punjab
- City:
- Ludhiana
- Centre:
- Jagraon
- Contact:
- +911624252555
- MICR Code:
- 142023062
- SWIFT Code:
- NULL
- Services:
- NEFT, RTGS, IMPS, UPI
About Punjab & Sind Bank Lakha Branch
The Punjab & Sind Bank Lakha branch is located in Jagraon, Punjab. The IFSC code for this branch is PSIB0021312, which is required for all online fund transfers including NEFT, RTGS, and IMPS transactions.
Services Available
This Punjab & Sind Bank branch offers various banking services including account opening, loans, deposits, and electronic fund transfers. Use the IFSC code PSIB0021312 for all digital transactions to this branch.
How to Use This IFSC Code
- Copy the IFSC code PSIB0021312 from above
- Enter this code when making NEFT, RTGS, or IMPS transfers
- Verify the branch address and contact details before initiating transfers
- Keep this IFSC code handy for future transactions
Need this branch for an international transfer? Find the bank's SWIFT code instead — IFSC works only within India. You can search any other branch from the IFSC code finder.
Reading PSIB0021312
The first four letters identify Punjab & Sind Bank, the fifth character is always 0 (reserved), and the last six identify this Lakha branch. Before transferring, double-check the code against the beneficiary's cheque leaf or passbook — banks route by account number + IFSC alone, and a transfer to a wrong-but-valid pair is difficult to reverse. For a first-time payee, send a token ₹1 and confirm receipt before moving the full amount.