- Bank Name:
- Punjab & Sind Bank
- Branch:
- Ratan Heri
- IFSC Code:
- PSIB0021214
- Address:
- Vill Rattanheri Po Khanna Ludhiana 141401
- District:
- Khanna
- State:
- Punjab
- City:
- Ludhiana
- Centre:
- Khanna
- Contact:
- +911628227427
- MICR Code:
- 141023210
- SWIFT Code:
- NULL
- Services:
- NEFT, RTGS, IMPS, UPI
About Punjab & Sind Bank Ratan Heri Branch
The Punjab & Sind Bank Ratan Heri branch is located in Khanna, Punjab. The IFSC code for this branch is PSIB0021214, which is required for all online fund transfers including NEFT, RTGS, and IMPS transactions.
Services Available
This Punjab & Sind Bank branch offers various banking services including account opening, loans, deposits, and electronic fund transfers. Use the IFSC code PSIB0021214 for all digital transactions to this branch.
How to Use This IFSC Code
- Copy the IFSC code PSIB0021214 from above
- Enter this code when making NEFT, RTGS, or IMPS transfers
- Verify the branch address and contact details before initiating transfers
- Keep this IFSC code handy for future transactions
Need this branch for an international transfer? Find the bank's SWIFT code instead — IFSC works only within India. You can search any other branch from the IFSC code finder.
Reading PSIB0021214
The first four letters identify Punjab & Sind Bank, the fifth character is always 0 (reserved), and the last six identify this Ratan Heri branch. Before transferring, double-check the code against the beneficiary's cheque leaf or passbook — banks route by account number + IFSC alone, and a transfer to a wrong-but-valid pair is difficult to reverse. For a first-time payee, send a token ₹1 and confirm receipt before moving the full amount.