- Bank Name:
- Surat Mercantile Cooperative Bank
- Branch:
- Surat Merc Coop Bank Pandeshra
- IFSC Code:
- YESB0SMCB13
- Address:
- Shop No 8 To 11 Ghanshyam Complex, Pandeshra, Surat - 394221
- District:
- Surat
- State:
- Gujarat
- City:
- Surat
- Centre:
- Surat
- Contact:
- +912612890512
- MICR Code:
- 395245013
- SWIFT Code:
- NULL
- Services:
- NEFT, RTGS, IMPS, UPI
About Surat Mercantile Cooperative Bank Surat Merc Coop Bank Pandeshra Branch
The Surat Mercantile Cooperative Bank Surat Merc Coop Bank Pandeshra branch is located in Surat, Gujarat. The IFSC code for this branch is YESB0SMCB13, which is required for all online fund transfers including NEFT, RTGS, and IMPS transactions.
Services Available
This Surat Mercantile Cooperative Bank branch offers various banking services including account opening, loans, deposits, and electronic fund transfers. Use the IFSC code YESB0SMCB13 for all digital transactions to this branch.
How to Use This IFSC Code
- Copy the IFSC code YESB0SMCB13 from above
- Enter this code when making NEFT, RTGS, or IMPS transfers
- Verify the branch address and contact details before initiating transfers
- Keep this IFSC code handy for future transactions
Need this branch for an international transfer? Find the bank's SWIFT code instead — IFSC works only within India. You can search any other branch from the IFSC code finder.
Reading YESB0SMCB13
The first four letters identify Surat Mercantile Cooperative Bank, the fifth character is always 0 (reserved), and the last six identify this Surat Merc Coop Bank Pandeshra branch. Before transferring, double-check the code against the beneficiary's cheque leaf or passbook — banks route by account number + IFSC alone, and a transfer to a wrong-but-valid pair is difficult to reverse. For a first-time payee, send a token ₹1 and confirm receipt before moving the full amount.